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Where does the Money go every month?
Does it sometimes seem as though you cannot afford to do things because your financial obligations are holding you back? If you find that you are asking yourself these sorts of questions, perhaps you...
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Breaking Free: From Debt Stress to Debt Relief
Whenever you hear discussion of credit card debt, the various best ways to manage it and clear it etc., one thing is mostly ignored. Credit card debt can be extremely stressful and it can have a very...
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Should Schools have Money Management Classes?
I was involved in a discussion some time back and we were discussing this and all of us thought it was ridiculous that they don’t teach a personal finance class in high school, at least not when I was...
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Personal Finance and Credit Cards
Credit cards can be an excellent tool to help you manage your finances. But sometimes we make poor choices, or sometimes the events in life take us beyond our expectations and we are left to foot the...
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Should you Lend Money to your Friends?
“If there’s anything I can do, just let me know.” Admit it. You’ve said that at least once to someone going through a rough time–we all have. Matter of fact, it’s much more than a well-worn,...
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Factors influencing your FICO score
Most lenders use FICO (Fair Isaac Corporation, they developed the FICO, a measure of credit risk, that are the most used credit users in the world) credit scores to get an objective measure of your...
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Is Interest The Only Aspect Of A Loan?
After consumers complete the loan application and have chosen a loan type, the lender provides several documents to borrowers that disclose important aspects of the loan. When it comes to borrowing...
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Getting A Free Credit Report And What It Means To You
If you are applying for a credit card, mortgage, car or personal loan, you should be familiar with the information included in your credit report. You are issued a number, known as a FICO score, which...
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Don’t Become A Victim To Loan Sharks
A phenomenon that had had been declining is making a comeback. The seedy dangerous world of the loan shark is experiencing a new surge of popularity as progressively greater numbers of people are...
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